Blog

Practical guides on the US financial system for European founders.

No fluff, no theory. Just what worked for me and the 2,400+ founders I helped get US LLCs, ITINs, real bank accounts, and $100k-$200k credit lines, written from inside the system, not summarised from blog posts.

A European founder in business class, funded by the US financial system
Pillar guide

The Complete Guide: How European Founders Access the US Financial System in 2026

The full 4-step path from no US presence to $100k+ in credit lines. LLC, ITIN, US banking, and the credit-card ladder, explained the way I'd explain it to a friend over coffee.
~3,500 words · Updated June 2026
A stack of real US business credit cards held by a non-resident founder
Credit cards

How to Get a US Business Credit Card Without an SSN

The two real routes: EIN-only corporate cards and ITIN-backed business cards. Which issuers approve, and the exact order that works.
~2,100 words · Updated July 2026
A fan of real American Express cards held by a non-resident founder
American Express

Can a Non-Resident Get a US Amex?

Yes. The four things you need first, personal vs business, the Amex ladder from Blue to Platinum, and why most founders get declined.
~2,100 words · Updated July 2026
Choosing a US state to form an LLC as a non-resident founder
LLC formation

Florida vs Delaware vs Wyoming LLC for Non-Resident Founders

Fees, privacy, taxes, and banking acceptance, compared on the dimensions that actually matter when you're applying from abroad.
~2,200 words · Updated June 2026
ITIN application documents for a non-resident founder
ITIN

How to Get an ITIN as a Non-Resident Founder (W-7 via CAA)

Why a CAA cuts the ITIN timeline from 6+ months to 4 to 8 weeks, what the W-7 actually needs, and the documents you must not get wrong.
~2,000 words · Updated June 2026
US business credit cards compared for non-resident founders
Credit cards

Best US Business Credit Cards for Non-Resident LLC Owners (2026)

The cards that approve new ITIN holders, ranked by sign-up bonus and points-per-dollar. Amex, Chase, Capital One compared side by side.
~2,400 words · Updated June 2026
Building a 750+ US FICO score from zero as a foreign founder
Credit building

Build a 750+ FICO From Zero: The 16-Month Plan

Month-by-month sequence of cards, utilisation, and inquiries that gets you from 0 to a premium-card-ready FICO score. With the exact numbers.
~2,100 words · Updated June 2026

Want the whole system in one PDF?

The free guide compresses everything on this blog into one document: state selection, ITIN, banking, credit ladder, and the FAQ that 2,400+ founders have already asked. Delivered to your inbox in seconds.

Download the Free Guide →